You can time an egg, but you can’t time the market. Unfortunately, lots of people think they can, but we're here to say "Nope. It's not possible." It might be possible to buy funds just before a big market uptick or sell right before a big decline, but very few professional investors manage to get both transactions right consistently over time. A better approach for most people is steady, long-term investing that adheres to a clearly defined investment strategy and uses a well-diversified mix of investments. Take comfort in the fact that historically, over time, the market has gone up more than it has gone down.